Determinants of Continuance Intention to Use Mobile Money Transfer: An Integrated Model

Mobile Money Transfer (MMT) technology had become essential daily transactions in several developing countries. The unbanked population and those from low and middle-income classes mainly adopt this technology. In Somalia, two major telecommunication companies had introduced this technology especially in south-central regions in the country. Through MMT technology, citizens can send money to and receive from family members and friends, pay bills and other transactions and do shopping, selling, and buying from most of small and medium businesses. The present study examines the factors influencing users’ continuous intention to use MMT technology by employing an integrated model. Using self-administered questionnaire, the study’s data have been collected from a total of 398 consumers in all seventeen districts of Banadir region, Somalia. Structural Equation Modeling approach using SmartPLS 3 software was employed to test the hypothesized integrated model. The results suggested that perceived usefulness, trust, subjective norms and satisfaction have significantly contributed to MMT consumers’ continuous intention. In addition, this study addressed the antecedent factors for the major predictors, which were seldom explored in prior research. The results have presented practical and theoretical implications

Assessing the Financial Accountability of the Somali Federal Government Organizations

Building robust financial accountability system is an essential step in making the Federal government of Somalia (FGS) a more effective institution that is able to deliver basic public services to the people of Somalia. The purpose of this study is to assess the financial accountability in the FGS. The study collected data from six federal institutions employing questionnaires. Seventy civil servants participated in the study. The Data were analyzed using descriptive statistics of mean and standard deviation. The study found that the system of financial accountability in the FGS is improving. The study recommends to the FGS to upgrade internal controls and financial reporting systems, publish significant budget information in a regular and timely manner to the public; promote public participation in the budget process and strength the auditor general to carry out its functions effectively. Keywords: Accountability, Financial matters, Federal government, Somali

Leadership Style and Teacher Job Satisfaction: Empirical Survey from Secondary Schools in Somalia

The current study investigated the impact of transaction leadership style, transformational and laissez-faire on teacher job satisfaction; the study utilized explanatory and descriptive deign to analyze 200 respondents from secondary school teachers in Mogadishu, Somalia.  The study developed three hypotheses to test the impact of independent variables on dependent variable; to test the hypothesis the researchers utilized regression analysis and checked the outliers and collinearity and no violation were found. The research found that the three dimensions of leadership style had significant and positive impact on teacher satisfaction in Secondary school in Mogadishu, Somalia.This study can contribute to assist the school leaders to carry out leadership activities and give space to teachers to take their own decision while they are running their teaching work to maintain and enhance the job satisfaction of the teachers in their workplace. Keywords: Transactional, transformational, laissez-faire, Teacher satisfaction, secondary schools, Somali

The Influence of Entrepreneurship Training and Financial Grant on Youth-Owned Enterprises in Somalia

Entrepreneurship and business creation are a growing alternative for young people whose age group often faces a labor market with double digit unemployment rates. It plays a crucial role in driving economic development and job creation. The study therefore sought to establish the effects of entrepreneurship training and financial grant on youth-owned enterprises.Descriptive research design was selected in this study because it would allow the researcher to gather numerical and descriptive data to assess the relationship between variables. Simple random sampling was used to select a total of 83 youth enterprises for a population of 110 youth entrepreneurs. Questionnaire was used as the main data collection instrument and statistical packages for social sciences was employed for coding and analyzing the data. From the findings of the study it was that the trainings provided helped the enterprises of the youth and that they got an idea of establishing plans and managing businesses. The entrepreneurship promotions of youth in Somalia enhanced the youths’ living condition, and that they get economic freedom of which they can also help with their households, the creation of the job enabled the youth to cover their needs, also the grants offer foundation as the business starts.In conclusion the knowledge spillover theory of entrepreneurship posits that entrepreneurship is a response to investments in knowledge and ideas by incumbent organizations, Entrepreneurship development is the process of improving the skills and knowledge of entrepreneurs through various training programs.  The provision of training and grants empowered the youth to fight with poverty. The study recommended that the entrepreneurship training programmes should be repeated for the youth and that the Entrepreneurship development programs should first identify the local market. It is recommended to analyze and then design unique ideas based on the needs of the surroundings. Keywords: entrepreneurship, entrepreneurship training, youth

Financial Management Practices and Financial Performance of Service Companies in Somalia

The objective of this study was to witness the effect of the financial management practice on the financial performance services companies in Somalia. This study viewed the effect of financial management practice of all the mechanisms of financial management those were specifically; working capital, investment decision and financial decision of the services companies in the Mogadishu area. The study employed explanatory and descriptive research design. A sample of 145 respondents was selected using the stratified sampling technique.. The data collected through a cross sectional questionnaire.The findings discovered that Working capital, investment decision, are significant determinants of financial performance of the services companies in Somalia. The findings indicated that the most important variable in the model was investment decision (β = 0.544). This was followed by working capital management (β = 0.419), while financial decisions were (β= -0.010.), these showed rejected. The study, therefore, recommends that services companies in Mogadishu needed to have Working capital management policy and investment decision policy which were impacted positively on the overall financial performance. Keywords: Working capital management, Investment decision and financial decision and financial performance. DOI: 10.7176/RJFA/10-4-0

Service Quality Provided by Higher Education Institutions in Somalia and Its Impact on Student Satisfaction

This study attempts to examine the relationship between service quality dimensions (tangibility, reliability, responsiveness, assurance and empathy) and students’ satisfaction. Furthermore, this study is also examining critical factors in service quality dimensions (tangibility, responsiveness, reliability, assurance and empathy) that contribute most to the satisfaction of the students. The study employed both purposive and stratified sampling technique by using a set of questionnaire that was distributed 120 undergraduate students in three of the universities in Mogadishu (SIMAD, MUQDISHO and BANADIR). However the study found that there is a positive significant relationship between service quality dimensions and students’ satisfaction. The study also found that Empathy has significant relationship with student’s satisfaction in the students’ perception of service quality rendered by their universities. Finally the study concludes that assessing level of satisfaction and continuous improvements of the quality of services that universities of Mogadishu provide to their students will help management and other staff of these universities to reach organizational success. Keywords: Service quality, Student satisfaction, higher education, tangibility, reliability, responsiveness, assurance, empathy, Mogadishu

Motivational Factors and Performance of Women Entrepreneurs in Somalia

This paper examines the impact of motivational factors on performance of women entrepreneurs, the objectives of this study is to examines the motivational factors of women entrepreneurs in Banadir region and to analyze the performance of women entrepreneurs. As sample of 125 women entrepreneurs involved small and medium enterprises, This study found that self recognition and economic necessities are the major factors that motivate Women entrepreneurs also this study revealed that the performance of Somali women owned business are somewhat low due to women perform their business in terms of independence and social recognition compared to men. The findings also showed that there is moderate correlation among motivational factors and performance of Women entrepreneurs in Banadir Region but the relationship is not high because of women are not motivated in terms financial performance. Keywords: Motivational factors, women entrepreneurs, business performance SME in Banadir region, Somalia

Determinants of Trade Balance in Somalia: Regression Analysis using Time Series Data

The study focuses on the Analysis of the Main determinants that have an impact on trade balance. Specifically this study focus on the main cause of Trade deficit in Somalia by analyzing the impact of Foreign Direct Investment (FDI), exchange rate and inflation rate; In this study The Ordinary Least Square method (OLS) under the E-View 7.1 software has been used for the econometric analysis with a sample period spanning from 1970-2010. This study adopted the two-country imperfect substitute model of Rose and Yellen which analyses the relationship of the real exchange rate and the trade balance.The regression result showed that there is only foreign direct investment variable impact on trade balance in Somalia. Foreign direct investment had negative impact on trade balance in Somalia. The other factors include exchange rate and inflation rate had no impact on trade balance in Somalia. According to the result, there are some recommendations to solve the trade deficits problem in Somalia. The government should keep the policies stable to attractive more investors and should have policies to support export such as investment incentive and taxes incentive. Keywords: FDI, trade balance, Somalia, exchange rat

Factors Affecting Unemployment in Somalia

This study is an attempt to investigate the determinants of unemployment in Somalia. Annual data series is used from the period 1995 to 2014. Unit root test is used to check the stationarity of the variables and employed Ordinary least squares (OLS) regression method. Johansen co-integration technique was applied to determine long run relationship between the variables. Granger causality was used to test bidirectional and unidirectional relationships among the variables. The empirical findings suggest that there are two co-integrating vectors during the concerned period of time in Somalia. The study found a positive relationship ofpopulation growth, external debt and GDP with unemployment and negative with, GCF and exchange rate. Key terms: Unemployment, GCF, GDP, Exchange rate, Population growth, and External Debt

Examination of Determinants of Project Performance in Construction Companies in Mogadishu

The main aim of the current study was to examine determinants of project performance in construction industry. The sample size of this study was 200 employees from construction companies in Mogadishu. Data was collected through semi structured questionnaire, and the data was analyzed by using SPSS. Different statistical techniques were performed to test the research objectives of this study Therefore, the Researchers found that all factors had significant positive relationship with project performance. The project managers should be aware of all factors that can threaten the successful implementation of the project. They will ensure that adequate performance reporting is carried out at all stages. This ensures that problems can be identified quickly and measures taken to mitigate them. Keywords: Project performance, construction companies, Mogadishu DOI: 10.7176/EJBM/11-6-0